Illnesses Covered
You should take care to carefully study the list of illnesses and conditions covered by your prospective policy. Different insurers cover different illnesses, and you should pay particular attention to illnesses such as cancer, as many insurers only cover certain types or stages of cancer.
As mentioned, the illnesses and conditions covered by your policy will differ depending on your insurer and these should be stated in your key features document or similar, but to give you an idea here is a list of those which are often covered ;
- Alzheimer's
- Aorta graft surgery
- Bacterial Meningitis
- Benign brain tumour
- Blindness
- Cancer
- Cardiomyopathy
- Lung disease
- Coma
- Coronary bypass surgery
- Creutzfeldt-Jakob Disease (CJD)
- Deafness
- Dementia
- Heart attack
- Heart valve replacement
- HIV
- Kidney failure
- Liver failure
- Loss of hands or feet
- Loss of speech
- Major organ transplant
- Motor Neurone Disease
- Multiple Sclerosis
- Paralysis of limbs
- Parkinson's
- Stroke
- Third-degree burns
- Total permanent disability
- Traumatic head injury